Your Licensed Medicare Agent Nearby

Once you are enrolled in Original Medicare, our licensed Medicare insurance agents can help you compare Medicare Advantage plans and get you enrolled in one that works for you.

Your Initial Enrollment Period begins 3 months before your 65th birthday, includes your birthday month and ends 3 months after your 65th birthday

Most people can sign up for Medicare three months before their 65th birthday. Once you become eligible to sign up for Medicare, you have 7 months (known as your Initial Enrollment Period) to enroll. If you fail to enroll in Medicare during your Initial Enrollment Period, you could end up paying more for your healthcare, unless you qualify for special enrollment.

Medicare Advantage plans provide at least the same benefits as Medicare Part A and Part B, but may offer additional benefits that they do not, such as:

• Prescription drug coverage
• Dental coverage
• Vision coverage
• Wellness programs

You must enroll in Medicare Part A and Part B, and you must live in the plan's service area before you can enroll in Medicare Advantage.

If you are new to Medicare and would like to enroll in a Medicare Advantage plan, you can do so anytime during your Medicare Initial Enrollment Period.

If you do not enroll in a Medicare Advantage plan during your initial enrollment period, you will have another chance to enroll during the Medicare Fall Open Enrollment Period, which runs from October 15 to December 7 each year.

Unlike Original Medicare, which is managed by the federal government, Medicare Advantage is managed by private insurers who have control over the plans they offer and how much they charge for them.

Even if you enroll in Medicare Advantage, you will still have to pay a monthly Part B premium. The standard Part B premium is For 2025, the standard monthly premium for Medicare Part B (medical insurance) is $185.00. Your premium may be higher depending on your income.

If your Medicare Advantage plan has a premium, then you are responsible for paying it on top of your Medicare Part B premium.

Some Medicare Advantage plans have premiums as low as $0, so we recommend allowing us to help you find the best plan for your needs and budget.

You must continue to pay your Medicare Part B premium. $0 premium plans may not be available in all areas.

The insurance company determines your out-of-pocket costs, including deductibles, copayment, and coinsurance, so specific out-of-pocket amounts will vary from plan to plan. Let us help you evaluate the right plan for you.